Revolving Credit Facilities – On-demand flexible funding, access immediately & pay interest only on what you borrow.
- Credit limit of up to £xx,000
- Control over how and when you borrow
- Flexible repayment terms
- Only pay interest on what you use
- Bridge cash-flow gaps
- Manage seasonal fluctuations
- Cushion for unexpected costs
- Stay agile and opportunity-ready
- Invest in stock before peak seasons
Simple Steps to Funding
01
Apply
It only takes a minute to get started. Fill in our simple form to check your eligibility.
02
Approval
A BEAR Finance expert will call you within 1 working hour to understand your business' finance requirement.
03
Agreement
We use our expertise and panel of lenders to match you with the perfect solution. Fast, simple and explained in full.
04
Funded
In-funds as fast as 24 hours. Your BEAR Finance expert will provide ongoing support as your business continues to grow.
Frequently Asked Questions
What is a Revolving Credit Facility and how can I use it?
Revolving Credit Facilities
Am I eligible for a Revolving Credit Facility?
Any Limited business in the UK can apply for a Revolving Credit Facility, as long as they have been trading for more than 2 years and has an annual turnover of £250,000 or more. Simply complete our form to discover if you are eligible CLICK HERE.
Can I get a Revolving Credit Facility with bad credit?
Our panel of lenders typically underwrites based on business turnover and performance rather than personal credit strength. However, having a financially strong and profitable business, coupled with good personal credit, will result in the cheapest interest rates available. Some lenders even offer unsecured loans without requiring personal guarantees.
How do I apply for a Revolving Credit Facility?
Our initial applications require only soft credit checks through a simple process that needs minimal business information and can be completed in seconds. CLICK HERE TO APPLY.
Do I need a personal guarantee?
While most of our lenders require a personal guarantee, some offer unsecured loans without this requirement, but may request a debenture over the business instead.
What is the interest rate for a Revolving Credit Facility?
Interest rates are determined by the level of risk that lenders associate with your business. The rate you receive is directly influenced by your business' financial situation and performance.
How much can I borrow and for how long?
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Is a Revolving Credit Facility right for my business?
Revolving Credit Facilities are ideal for
Sourcing Bespoke Finance Solutions
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.