Hard Asset Finance – own your equipment outright without the upfront cost
- Avoid large upfront expenditure to reduce cash-flow strain
- Spread the cost of the asset
- Low rates available with specialist funders
- Overcome budget constraints
- Own your asset from the start of the agreement
- Asset bolster your balance sheet
- Defer VAT for 3 months
- Benefit from annual tax reliefs
Simple Steps to Funding
Frequently Asked Questions
How do I apply for Hard Asset Finance?
Our initial applications require only minimal business information and can be completed in seconds. CLICK HERE TO APPLY.
How can I use Hard Asset finance?
Hard Asset finance can be used for tangible assets that typically have a tangible value and depreciate slowly. These are assets that you want on your Balance Sheet but do not want to pay for outright using cash reserves.
What is the difference between Hard and Soft Asset Finance
Hard Asset Finance generally refers to finance for larger tangible assets such as vehicles and industrial machinery that typically retain a resale value. Soft Asset Finance is for both non-tangible and tangible assets that depreciate and do not have a significant resale value.
Am I eligible for Hard Asset Finance?
Any registered Limited business in the UK can apply for Hard Asset Finance. Simply complete our form to discover if you are eligible CLICK HERE.
Do I need a personal guarantee?
With Hard Asset Finance the majority of lenders will require a personal guarantee. There are some lenders that have options where no personal guarantee is required from any Director or Shareholder, typically these are only available to very well-established businesses with evidence of strong financial performance.
What is the interest rate for Hard Asset Finance?
Interest rates are determined by the level of risk that lenders associate with your business in conjunction with asset related factors such as condition, age and value etc.
How much can I borrow and for how long?
There is no maximum on how many Hard Asset purchases you wish to make provided that the financial perfomance of your business can support the lend. Typically, the maximum term for Hard Asset Finance is 6 years.
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