BEAR Finance Solutions
Fast Short-Term Loans
- Fast financial support when your business needs it most
- Unsecured without PG available
- Pre-approved in 2 minutes
- Competitive rates from 6.9%
- In-funds as fast as 1 hour
Term
Loans
- Low rate, affordable solutions, precision matched to your business needs.
- Borrow up to £2 million
- Same-day decision up to £100k
- No early repayment fees or redemption penalties
- Unsecured without PG available
- Settle any time and ability to overpay
Soft Asset Finance
- Avoid large start up or project costs
- Overcome budget restraints
- Terms from 1 - 6 years
- Start-up funding available
- Spread the cost of VAT
- OpEx payments are tax deductible
- Avoid upfront expenditure on depreciating assets
Hard Asset Finance
- Spread large capital expenditure to reduce cash flow strain
- Low rates available with specialist funders
- Overcome budget restraints
- Benefit from annual capital allowance tax relief
- Own your asset from the start of the agreement
- Asset bolster your balance sheet
- Defer VAT for 3 months
Vehicle Finance
- Suitable for commercial vehicles, vans, mini buses or pick-ups
- Directors vehicles and fleets finance available
- Great benefits on electric vehicles and hybrids
- Lease or Hire Purchase available
- Freedom to choose your own vehicle and finance package
- Service & maintenance optional into finance solution
- No restrictions, complete flexibility
- Very low rates with specialist funders
Asset Refinance
- Great way to free up capital on assets already purchased
- Funds are paid directly to your business account for immediate cash injection
- Move CapEx onto OpEx to avoid cash flow restraints
- You can still own the asset at the end of the term
- Tax benefits
- Utilise liquid cash tied up in tangible assets
Sourcing Bespoke Finance Solutions
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.