Vehicle Finance – spread the cost & benefit from competitive rates
- Spread the cost of new or upgraded vehicles
- Benefit from competitive interest rates vs dealerships
- Flexible terms
- Fixed monthly repayments
- Tax efficient method for financing Director's vehicles
- Establish or expand your fleet of cars or vans
- Finance any company vehicle
- Suitable for taxis, couriers, light logistics and delivery vehicles
Simple Steps to Funding
01
Apply
It only takes a minute to get started. Fill in our simple form to check your eligibility.
02
Approval
A BEAR Finance expert will call you within 1 working hour to understand your business' finance requirement.
03
Agreement
We use our expertise and panel of lenders to match you with the perfect solution. Fast, simple and explained in full.
04
Funded
In-funds as fast as 24 hours. Your BEAR Finance expert will provide ongoing support as your business continues to grow.
Frequently Asked Questions
How do I apply for vehicle finance?
Our initial applications require only minimal business information and can be completed in seconds. CLICK HERE TO APPLY.
What types of vehicles can be funded?
Cars, vans, taxis, couriers, light logistics, motorcycles, delivery vehicles.
Am I eligible for Vehicle Finance?
Any Limited business in the UK can apply. Simply complete our form to discover if you are eligible CLICK HERE.
What types of vehicle finance are available?
There are multiple different finance agreement types, including, but not limited to, the traditional methods such as hire purchase and finance lease. One of our Finance Brokers will consult with you on the most suitable options for your situation.
Do I need a personal guarantee?
With Vehicle Finance the majority of lenders will require a personal guarantee. There are some lenders that have options where no personal guarantee is required from any Director or Shareholder, typically these are only available to very well-established businesses with evidence of strong financial performance.
Can I refinance my existing vehicles?
Yes, we would need you to provide a settlement quote from your existing finance provider and we can refinance all existing vehicles on to new terms with new rates. If your business performance has significantly improved since your original finance was taken out, this is a good idea as the likelihood is that your business will now attract lower cost borrowing.
Sourcing Bespoke Finance Solutions
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.