Start-Up Finance & Loans - fund your dream project today, without restrictions
- Overcome budget restrictions for your Start-Up
- Fixed monthly repayments
- Tax deductible options for OpEx purchases
- Spread the cost of VAT to avoid upfront costs
- Finance available to support:
- Fit-out, equipment & fixtures
- Branding, marketing & recruitment
- Technology, hardware & branding
- Purchase of materials or stock
- Payment of up-front franchise fees
- All Start-Up Limited businesses eligible
Start-Up Loans
- Borrow up to £50,000 over 24 months to get your business started
- Funds into your account within hours to support:
- Purchase of materials or stock
- Branding, marketing and recruitment costs
- Up-front fees for franchise buy-in
- Fixed monthly repayments
- All Start-Up Limited businesses eligible
New Start Business Finance
- Borrow up to £500,000 over 5 years to kick-start your business launch
- Fund your fit-out, equipment and premises fixtures
- Finance for technology, hardware and branding
- Affordable interest rates
- Tax deductible options for OpEx purchases
- Preserve your cash by financing depreciating assets
- Seize your perfect franchise opportunity
Simple Steps to Funding
01
Apply
It only takes a minute to get started. Fill in our simple form to check your eligibility.
02
Approval
A BEAR Finance expert will call you within 1 working hour to understand your business' finance requirement.
03
Agreement
We use our expertise and panel of lenders to match you with the perfect solution. Fast, simple and explained in full.
04
Funded
In-funds as fast as 24 hours. Your BEAR Finance expert will provide ongoing support as your business continues to grow.
Frequently Asked Questions
What is the difference between a Start-Up loan and Start-Up Finance?
With a Start-Up Loan, you can borrow up to £50,000. Repayment terms are up to 24 months. The loan is a cash deposit paid into your business bank account, allowing you to spend it on the business how you see fit, while making fixed monthly repayments throughout the term of the agreement. Start-Up Finance is designed for funding assets such as fit-out, equipment, fixtures, technology and branding. You can borrow up to £500,000 to kick start your business launch. Repayment terms are up to 5 years, with tax deductible options available for OpEx purchases.
Am I eligible for a Start-Up Loan or Start-Up Finance?
Any Limited business in the UK can apply for a Start-Up Loan or Start-Up Finance. Businesses with clear funding objectives and a business plan are favourable to lenders. Business owners with strong personal credit or home ownership are considered more credit-worthy by lenders. Simply complete our form to discover if you are eligible CLICK HERE TO APPLY FOR A START UP LOAN
CLICK HERE TO APPLY FOR START-UP FINANCE
How do I apply?
Our initial applications require only soft credit checks through a simple process that needs minimal business information and can be completed in seconds.
CLICK HERE TO APPLY FOR A START UP LOAN
CLICK HERE TO APPLY FOR START-UP FINANCE
Do I need a personal guarantee?
With Start-Up Loans and Start-Up Finance some lenders will require a personal guarantee and some lenders have options where no personal guarantee is required from any Director or Shareholder.
What is the interest rate for Start-Ups?
Interest rates are determined by the level of risk that lenders associate with your business, business plan and the strength of your proposition.
How much can I borrow and for how long?
With a Start-Up Loan, you can borrow up to £50,000. Repayment terms are up to 24 months. With Start-Up Finance, you can borrow up to £500,000. Repayment terms are up to 5 years.
Bright
Bright in our thinking - we challenge convention to find smarter solutions
Efficient
Efficient in our approach -
our expertise allows us to deliver faster
Accurate
Accurate in our process - we expertly match to enhance approvals
Relentless
Relentless in our drive - we're committed to helping your business grow