Secured Business Loans –  competitive rates on high-value borrowing for all business ages

  • Secured loans up to £10 million
  • 4 Hour decision
  • All business and personal credit scores considered 
  • Great way to fund start-up business 
  • Consolidate existing debt with improved interest rates
  • Use personal net worth to strengthen business borrowing
  • Benefit from a cash-flow cushion
  • Manage overheads during seasonal fluctuations
  • Capitalise on stock purchases 
  • Diversify into new markets
  • Unlock business borrowing power, using equity from a personal property
  • Suitable for loss-making and insolvent businesses 


Same-Day Decision

Consolidate existing debt with improved interest rates

All business and personal credit scores considered

Ideal for start-up businesses

Borrow up to £10 million

Simple Steps to Funding

01

Apply

It only takes a minute to get started. Fill in our simple form to check your eligibility.

02

Approval

A BEAR Finance expert will call you within 1 working hour to understand your business' finance requirement.

03

Agreement

We use our expertise and panel of lenders to match you with the perfect solution. Fast, simple and explained in full.


04

Funded

In-funds as fast as 24 hours. Your BEAR Finance expert will provide ongoing support as your business continues to grow.


Get Approved Now

Frequently Asked Questions

  • How do I apply for a Secured Business Loan?

    Our initial applications require only minimal business information and can be completed in seconds. CLICK HERE TO APPLY.

  • What is a Secured Business Loan and how can I use it?

    A Secured Business Loan is a business loan supported with a charge on a Director or Shareholder's personally owned property. These are typically taken when a business has already exhausted its limit of borrowing or if the business doesn't have the financial track record or strength to support the business loan via the unsecured route. 


    Due to the secured nature of the loan, lenders are typically more comfortable to offer larger amounts at lower interest rates and to support less established businesses. 

  • Am I eligible for a Secured Business Loan?

    Any Limited business in the UK with a Director or Shareholder that has a personally owned propertty is eligible to apply for a Secured Business Loan. Simply complete our form to discover if you are eligible  CLICK HERE

  • How much can I borrow and for how long?

    The maximum available through our Secured Business Loans is £10 million over terms up to 5 years.

“professionalism was evident...he took the time to carefully listen to my needs and came back with the right deal to suit my circumstances. In fact, he went a step further.”

How BEAR Business Finance Can Support Food & Drink Manufacturers in 2025

READ MORE

Stay Competitive in Hospitality with Bespoke Solutions

READ MORE

"funding was sorted within days, these guys helped keep the business afloat and the renovation done” - Subway Franchisee

READ MORE

"Vast knowledge and experience, highly efficient and recommended" - Simon - Construction

READ MORE

Sourcing Bespoke Finance Solutions

Bespoke

Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.

Efficient

Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.

Accurate

Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.

Relentless

We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.

Get in touch

Bear Business Finance Limited

41 Commerce Road

Peterborough Business Park

Lynch Wood

Peterborough

PE2 6LR


01832 770273

BearBusinessFinance.com

info@BearBusinessFinance.com


Opening hours

Mon to Fri   08:00 to 17:30

Saturday     09:00 to 12:30

Sunday       Closed