Secured Business Loans –  competitive rates on high-value borrowing for all business ages

  • Secured loans up to £10 million
  • 4 Hour decision
  • All business and personal credit scores considered 
  • Great way to fund start-up business 
  • Consolidate existing debt with improved interest rates
  • Use personal net worth to strengthen business borrowing
  • Benefit from a cash-flow cushion
  • Manage overheads during seasonal fluctuations
  • Capitalise on stock purchases 
  • Diversify into new markets
  • Unlock business borrowing power, using equity from a personal property
  • Suitable for loss-making and insolvent businesses 


Same-Day Decision

Consolidate existing debt with improved interest rates

All business and personal credit scores considered

Ideal for start-up businesses

Borrow up to £10 million

Simple Steps to Funding

01

Bright Conversation

We start with a conversation about your business. We listen to your challenges, opportunities and objectives.

02

Smarter Solutions

Using our panel of extensive and diverse lenders and bright thinking, we'll identify the most suitable funding solutions for your business.

03

Expertly Matched

We'll present the most competitive offers and explain the terms clearly, so you can make an informed decision with confidence.

04

Funded Fast

Once you're ready to proceed, funds can be in your account in as little as one hour. We’re committed to helping your business grow




Simple Steps to Funding

01

Bright Conversation

We start with a conversation about your business. We listen to your challenges, opportunities and objectives.

02

Smarter Solutions

Using our panel of extensive and diverse lenders and bright thinking, we'll identify the most suitable funding solutions for your business.

03

Expertly Matched

We'll present the most competitive offers and explain the terms clearly, so you can make an informed decision with confidence.

04

Funded Fast

Once you're ready to proceed, funds can be in your account in as little as one hour. We’re committed to helping your business grow



Frequently Asked Questions

  • How do I apply for a Secured Business Loan?

    Our initial applications require only minimal business information and can be completed in seconds. CLICK HERE TO APPLY.

  • What is a Secured Business Loan and how can I use it?

    A Secured Business Loan is a business loan supported with a charge on a Director or Shareholder's personally owned property. These are typically taken when a business has already exhausted its limit of borrowing or if the business doesn't have the financial track record or strength to support the business loan via the unsecured route. 


    Due to the secured nature of the loan, lenders are typically more comfortable to offer larger amounts at lower interest rates and to support less established businesses. 

  • Am I eligible for a Secured Business Loan?

    Any Limited business in the UK with a Director or Shareholder that has a personally owned propertty is eligible to apply for a Secured Business Loan. Simply complete our form to discover if you are eligible  CLICK HERE

  • How much can I borrow and for how long?

    The maximum available through our Secured Business Loans is £10 million over terms up to 5 years.

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Bright

Bright in our thinking - we challenge convention to find smarter solutions

Efficient

Efficient in our approach - our expertise allows us to deliver faster

Accurate

Accurate in our process - we expertly match to enhance approvals

Relentless

Relentless in our drive - we're committed to helping your business grow

Get in touch

Bear Business Finance Limited

41 Commerce Road

Peterborough Business Park

Lynch Wood

Peterborough

PE2 6LR


01832 770273

BearBusinessFinance.com

info@BearBusinessFinance.com


Opening hours

Mon to Fri   08:00 to 17:30

Saturday     09:00 to 12:30

Sunday       Closed