Franchise Finance & Loans - seize your ideal franchise opportunity, expand, grow & upgrade
- Pay up-front fees to seize your ideal franchise opportunity immediately
- Expand, grow and upgrade your franchise business
- Fixed monthly repayments
- Tax deductible options for OpEx purchases
- Spread the cost of VAT
- Finance available to support:
- Up-front franchise entry fees
- Fit-outs & refurbishments
- Equipment, fixtures & fittings
- Purchase of stock
- Branding, marketing & signage
- Technology, hardware & branding
- Recruitment and staff training
Franchise Loans
- Established (2+ years trading) franchise loans up to £2 million
- New start franchise loans up to £50,000
- Funds into your account within hours to support:
- Up-front fees for franchise buy-in
- Purchase of stock
- Branding, marketing and recruitment costs
- Fixed monthly repayments
- All Limited businesses eligible
Franchise Finance
- Borrow up to £2 million over 5 years to fuel your franchise
- Fund your fit-out, refurbishment, fixtures and fittings
- Purchase and upgrade equipment
- Finance for technology, hardware and branding
- Spread asset and VAT costs
- Affordable interest rates
- Tax deductible options for OpEx purchases
- Preserve your cash by financing depreciating assets
Simple Steps to Funding
01
Apply
It only takes a minute to get started. Fill in our simple form to check your eligibility.
02
Approval
A BEAR Finance expert will call you within 1 working hour to understand your business' finance requirement.
03
Agreement
We use our expertise and panel of lenders to match you with the perfect solution. Fast, simple and explained in full.
04
Funded
In-funds as fast as 24 hours. Your BEAR Finance expert will provide ongoing support as your business continues to grow.
Frequently Asked Questions
What is the difference between a Franchise Loan and Franchise Finance?
With a Franchise Loan, you can borrow up to £2 million. The loan is a cash deposit paid into your business bank account, allowing you to spend it on the business how you see fit, while making fixed monthly repayments throughout the term of the agreement. Franchise Finance is designed for funding assets such as fit-out, equipment, fixtures, technology and branding. You can borrow up to £2 million to fuel your franchise. Repayment terms are up to 5 years, with tax deductible options available for OpEx purchases. Brand new start franchises without trading history will be limited to start-up loans and start-up finance terms - click here to see our start-up page
Am I eligible for a Franchise Loan or Franchise Finance?
Any Limited business with a franchise agreement in the UK can apply for a Franchise Loan or Franchise Finance. Businesses with clear funding objectives and a business plan are favourable to lenders. Business owners with strong personal credit or home ownership are considered more credit-worthy by lenders. Simply complete our form to discover if you are eligible.
How do I apply?
Our initial applications require only minimal business information and can be completed in seconds.
Simply complete our form to discover if you are eligible CLICK HERE
Do I need a personal guarantee?
With Franchise Loans and Franchise Finance the majority of lenders will require a personal guarantee. There are some lenders that have options where no personal guarantee is required from any Director or Shareholder, typically these are only available to well-established businesses with evidence of strong financial performance.
Are there any franchises you do not support?
The only franchises we do not support are those involved in gambling and tobacco. Typically we work with franchises in the leisure, fitness, hospitality, fast-food, retail and professional services sectors.
Sourcing Bespoke Finance Solutions
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.