1. Introduction

This Cookie Policy explains how Bear Business Finance Ltd (“we”, “us”, “our”, “Bear”) uses cookies and similar technologies on our website.

We are committed to protecting your privacy and ensuring transparency about how we collect and use data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Privacy and Electronic Communications Regulations (PECR).

By using our website, you will be asked to consent to the use of non-essential cookies via our cookie banner. You can manage or withdraw your consent at any time.

2. What Are Cookies?

Cookies are small text files placed on your device (computer, tablet, or mobile) when you visit a website. They help websites function effectively and provide information to the site owners.

Cookies can be:

• Session cookies – deleted when you close your browser
• Persistent cookies – remain on your device for a set period
• First-party cookies – set by our website
• Third-party cookies – set by external services we use

3. Types of Cookies We Use

A. Strictly Necessary Cookies

These cookies are essential for the operation of our website and cannot be switched off in our systems.

They are typically set in response to actions made by you, such as:

• Completing forms
• Setting privacy preferences

These cookies do not store personal data.

B. Performance & Analytics Cookies

These cookies help us understand how visitors use our website so we can improve functionality and user experience.

They may collect information such as:

• Pages visited
• Time spent on the website
• Traffic sources
• General geographic location (non-precise)

We may use services such as:

• Google Analytics
• Website performance monitoring tools

These cookies are only activated with your consent.

C. Functionality Cookies

These cookies enable enhanced functionality and personalisation, such as remembering preferences or previously entered information.

They may be set by us or by third-party providers whose services we have added to our pages.

D. Marketing & Tracking Cookies

These cookies may be used to:

• Track visitors across websites
• Deliver relevant advertisements
• Measure the effectiveness of marketing campaigns

For example, we may use:

• LinkedIn Insight Tag
• Meta (Facebook) Pixel
• Mailchimp tracking
• HubSpot tracking tools

These cookies are only used with your consent.

4. Third-Party Cookies

Some cookies are set by third parties when you:

• Click on social media links
• Interact with embedded content
• Complete enquiry forms integrated with third-party systems

We do not control these cookies directly. Please refer to the relevant third-party privacy policies for further information.

5. Managing Cookies

When you first visit our website, you will be presented with a cookie banner allowing you to:

• Accept all cookies
• Reject non-essential cookies
• Manage preferences

You can also control cookies through your browser settings. Most browsers allow you to:

• See what cookies are stored
• Delete cookies
• Block certain cookies
• Block all cookies

Please note that blocking strictly necessary cookies may affect website functionality.

6. How Long Cookies Are Stored

The duration for which cookies are stored depends on whether they are session or persistent cookies.

• Session cookies are deleted when you close your browser.
• Persistent cookies remain until they expire or are deleted manually.

Specific retention periods vary depending on the service provider.

7. Changes to This Policy

We may update this Cookies Policy from time to time to reflect legal, technical, or business developments. Any updates will be published on this page.

8. Contact Us

If you have any questions about our use of cookies or data protection practices, please contact:

Bear Business Finance Ltd
Email: operations@bearbusinessfinance.com
Telephone: 01832 770 273

Last updated March 2026