Manufacturing Business Finance
Discover what's possible with the right finance solution

Manufacturing businesses continue to operate in a challenging environment, balancing expansion with increasing operating costs, many businesses are currently dealing with:

• Rising raw material prices reducing profit margins

• High energy costs 

• Skilled labour shortages and increasing wage costs 

• Customer payment delays

• Significant investment in machinery and technology

• Pressure to improve productivity and efficiency

• High upfront costs before receiving customer payments 

• Supply chain delays affecting project schedules 

The right finance solution can help reduce these pressures while giving your business the confidence to grow.

Machinery, Equipment, Automation and Technology - Investment & Modernisation

Invest in the machinery and equipment your business needs to increase capacity, improve efficiency and maintain quality.

Asset Finance can be more tax efficient than purchasing outright and helps spreads the cost of the asset. Examples of areas we can fund include:

• CNC machines and 3D printers
• Laser, plasma and waterjet cutters
• Press brakes
• Injection moulding machines
• Lathes, guillotines and shears
• Milling machines, welding equipment
• Conveyors and production lines
• Robotics and automation
• Labellers, coders, bottle and tube fillers
• Forklifts, scissor lifts, hoists
  

Asset Refinance

Unlock capital tied up in machinery or other business assets without disruption your operations. Asset Refinance can release funds to improve cashflow and you can continue to use the equipment.

Bridging Project Costs and Customer Payments

Cover the gap between expenditure and receiving payment from your customers. Fund wages, materials and operation costs to keep projects on track without straining cashflow 

Raw Materials and Stock

Purchase steel, timber, plastics, aluminium, chemicals, textiles, packaging, components and other materials needed to fulfil customer orders. Secure stock in advance to take advantage of bulk-buy discounts and time-sensitive supplier offers, while reducing the risk of supply chain delays and ensuring production can progress without interruption.

Factory and Warehouse Fit-outs and Improvements

As your business grows, your premises may need to evolve too. Finance can help fund production line expansions, warehouse racking, storage solutions, ventilation, electrical upgrades, mezzanine floors, office space, loading bays and other improvements that create a safer and more efficient working environment.

Energy Efficient Upgrades

Reduce operating costs and improve sustainability by investing in energy-efficient equipment and facilities. Finance can support LED lighting, solar panels, heat pumps, insulation, energy-efficient machinery and other improvements that lower energy consumption while helping future-proof your manufacturing business.

VAT and Tax Payments

Spread the cost of tax liabilities, meet HMRC deadlines and avoid penalties, while preserving cashflow for day-to-day operations.

Working Capital
Strengthen your cashflow with additional working capital to cover wages, overheads, supplier payments and other day-to-day or unexpected business expenses. Be ready to respond to time-sensitive opportunities.

Recruitment and Labour

Finance can help cover recruitment, training and wages before revenue is achieved, enabling you to build teams to support growth.

Business Growth and Expansion

We're committed to helping businesses grow, from acquisitions to larger premises. Recently we secured funding for a manufacturer requiring additional working capital to fulfil a large new contract.

Consolidation of Existing Borrowing

If your business has multiple loans, finance agreements or credit facilities, consolidation can simplify managing your finances. Consolidation Loans may reduce your monthly repayments and lower your overall interest rates. Ensure your borrowing reflects the strength of where your business is today.