Scaling Up: £200,000 for a Growing Plumbing & Heating Business

Company Sector: Plumbing & Heating

Loan Type: Revolving Credit Facility
Loan Amount: £200,000
Loan Purpose: Business growth and expansion to meet new contract demands

The Challenge

This Plumbing & Heating business recently secured new contracts and planned to grow. The £200,000 facility was required to expand the workforce, invest in tools and equipment, and ensure the business could meet the demands of the additional work.



Keen to forge ahead with their ambitious growth plans, the client had clearly identified their funding requirements.

They wanted a total of £200,000 with flexible repayment terms allowing them to overpay and repay early. Disappointed by lenders they had previously contacted who had not met their requirements, they approached BEAR. 

Our Solution

Our proposal delivered both of the client’s requirements – an amount of £200,000 with flexible repayment terms. 

The client was able to acquire the required equipment and vehicles without draining their working capital. This meant they could keep their cash reserves for day to day operations, materials and wages.

As a result of expanding resources (fleet, equipment, workforce), the client is now in a much stronger market position. They are able to take on larger jobs, meet contract demands reliably, and compete more effectively.



Because the assets are held within the business, the company’s balance sheet is strengthened: owning the assets adds long term value and stability to the business, which improves both financial standing and future borrowing potential.

If your business is facing similar challenges - get in touch to explore how we can help - 01832 770 273