BEAR Finance Solutions
Short-Term & Tax Loans
- Fast financial support when your business needs it most
- Unsecured without PG available
- Pre-approved in 2 minutes
- Competitive rates from 6.9%
- In-funds as fast as 1 hour
- Use to pay urgent Tax Bills
Term
Loans
- Low rate, affordable solutions, precision matched to your business needs.
- Borrow up to £2 million
- Same-day decision up to £100k
- No early repayment fees or redemption penalties
- Unsecured without PG available
- Settle any time and ability to overpay
Consolidation
Loans
- Reduce strain on cash-flow
- Lower your monthly outgoings
- Improve budgeting with one, low cost, monthly repayment
- Consolidate secured borrowing onto unsecured facilities
- Combine borrowing from multiple lenders
- Upgrade existing borrowing to reflect current financial performance
Revolving Credit
Facilities
- On-demand flexible funding
- Access immediately
- Only pay interest on what you borrow
- Credit limit of up to £1 million
- Terms up to 60 months
- Approved within hours
- Control over how and when you borrow
- No fees for early repayment
- No Director guarantee option available
Tax Loans - VAT & Corporation Tax
Hard Asset
Finance
- Spread large capital expenditure to reduce cash flow strain
- Low rates available with specialist funders
- Overcome budget restraints
- Benefit from annual capital allowance tax relief
- Own your asset from the start of the agreement
- Asset bolster your balance sheet
- Defer VAT for 3 months
Soft Asset
Finance
- Avoid large start up or project costs
- Overcome budget restraints
- Terms from 1 - 6 years
- Start-up funding available
- Spread the cost of VAT
- OpEx payments are tax deductible
- Avoid upfront expenditure on depreciating assets
Asset
Refinance
- Free up capital on assets already purchased
- Funds paid directly to your business account for immediate cash injection
- Move CapEx onto OpEx to avoid cash flow restraints
- Own the asset at the end of the term
- Tax benefits
- Utilise liquid cash tied up in tangible assets
Franchise Asset
Finance
- Fund the fit-out of your new franchise
- Refurb, refresh or expand your existing franchise
- Ideal for fixtures, fittings, equipment and branding
- Preserve capital by avoiding expenditure on depreciating assets
- Achieve tax efficiencies via operational expenditure
- Spread the cost of VAT
- Invest in technology
FUEL YOUR START-UP - WE FUND NEW BUSINESSES ACROSS THE UK
Get in touch to discover how we can secure funding for your start-up
Tax Loans - VAT & Corporation Tax
Pay your HMRC bill on time - spread the cost & avoid penalties
Fast Short-Term Loans
- Fast financial support when your business needs it most
- Unsecured without PG available
- Pre-approved in 2 minutes
- Competitive rates from 6.9%
- In-funds as fast as 1 hour
Term Loans
- Low rate, affordable solutions, precision matched to your business needs.
- Borrow up to £2 million
- Same-day decision up to £100k
- No early repayment fees or redemption penalties
Consolidation Loans
- Reduce strain on cash-flow
- Lower your monthly outgoings
- Improve budgeting with one, low cost, monthly repayment
- Consolidate secured borrowing onto unsecured
New Title
Sourcing Bespoke Finance Solutions
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.