Short-Term & Tax Loans

• Fast financial support when your business needs it most
• Unsecured without PG available
• Pre-approved in 2 minutes
• Competitive rates from 6.9%
• In-funds as fast as 1 hour
• Use to pay urgent Tax Bills
  

Term Loans

• Low rate, affordable solutions, precision matched to your business needs.
• Borrow up to £2 million
• Same-day decision up to £100k
  
• No early repayment fees or redemption penalties
• Unsecured without PG available
• Settle any time and ability to overpay
  

Consolidation Loans

• Reduce strain on cash-flow
• Lower your monthly outgoings
• Improve budgeting with one, low cost, monthly repayment
• Consolidate secured borrowing onto unsecured facilities
• Combine borrowing from multiple lenders
• Upgrade existing borrowing to reflect current financial performance
  

Revolving Credit Facilities

• On-demand flexible funding
• Access immediately
• Only pay interest on what you borrow
• Credit limit of up to £1 million
• Terms up to 60 months
• Approved within hours
• Control over how and when you borrow
• No fees for early repayment
• No Director guarantee option available

Hard Asset Finance

• Spread large capital expenditure to reduce cash flow strain
  
• Low rates available with specialist funders
  
• Overcome budget restraints
  
• Benefit from annual capital allowance tax relief
  
• Own your asset from the start of the agreement
  
• Asset bolster your balance sheet
• Defer VAT for 3 months
  

Soft Asset Finance

• Avoid large start up or project costs 
• Overcome budget restraints
• Terms up to 6 years
  
• Start-up funding available
  
• Spread the cost of VAT
  
• OpEx payments are tax deductible
  
• Avoid upfront expenditure on depreciating assets
  

• Free up capital on assets already purchased
• Funds paid directly to your business account for immediate cash injection
• Move CapEx onto OpEx to avoid cash flow restraints
• Own the asset at the end of the term
• Tax benefits
• Utilise liquid cash tied up in tangible assets

• Pay up-front fees to seize your ideal franchise opportunity immediately
• Fund the fit-out of your new franchise
• Refurb, refresh or expand your existing franchise
• Ideal for fixtures, fittings, equipment and branding
• Preserve capital by avoiding expenditure on depreciating assets
• Achieve tax efficiencies via operational expenditure
• Spread the cost of VAT
• Invest in card terminals & payment technology
  

Bright

Bright in our thinking - we challenge convention to find smarter solutions

Efficient

Efficient in our approach - we move fast to deliver funding

Accurate

Accurate in our process - we expertly match to enhance approvals

Relentless

Relentless in our drive - we're committed to helping your business grow