From Enquiry to Offer in Under 24 Hours: Mobility Retailer Seizes Stock Opportunity
Short Term Loan
£31,000
A mobility retailer was presented with a rare opportunity to purchase high-quality, discounted stock from a local competitor that was closing down. The deal promised excellent margins and the chance to significantly boost inventory at below-market rates. However, the timing was tight, and so was their cash flow.
Company Sector: Retail
Loan Amount: £31,000
Loan Purpose: Stock purchase - time-limited opportunity
The Challenge
Despite the potential upside, the business faced a major hurdle: they were already carrying high levels of borrowing, and a large portion of their capital was tied up in existing stock. Traditional funding options weren’t available, and they risked missing out on the opportunity altogether.
Our Solution
We arranged a tailored £31,000 loan, in less than 24 hours from enquiry to offer. Given the client’s existing credit exposure, only short-term, higher-interest facilities were available. We arranged an unsecured loan with flexible repayment terms, allowing the client to make overpayments and settle early without penalty.
The business funded the purchase immediately and paid off the loan as soon as the newly acquired stock was sold, settling the loan early and discounting the interest costs.
The Results
The client secured the discounted stock without straining their cash flow, and increased profit margins thanks to the low purchase price. Once sales materialised, they settled the loan early, reducing interest charges significantly.
This flexible funding enabled the business to act quickly, capitalise on a time-sensitive opportunity, and improve profitability, all without long-term financial strain.
Could a Short-Term loan help you seize an important opportunity? Contact BEAR Business Finance today.
Bespoke
Our approach is bespoke, our dedicated Finance specialists take the time to understand the challenges and goals of your Business.
Efficient
Our enhanced approval success is achieved through relationship strength and precision matching with our panel of lenders.
Accurate
Accurate in our analysis of our clients financial positioning, business modelling and market placement to ensure they are presented to the right lenders for the most successful and suitable result.
Relentless
We are relentless in our pursuit of the best possible outcome for every client, we know that critical business decisions deserve perfect financial partnerships.