BEAR Finance Solutions
Hard Asset Finance
- Spread large capital expenditure over a long period to reduce cash flow strain - pay monthly or quarterly
- Low rates available with specialist funders
- Overcome budget restraints
- Benefit from annual capital allowance tax relief
- Own your asset from the start of the agreement
- Asset bolster your balance sheet and grow your business
Soft Asset Finance
- Avoid large start up or project costs - spread the costs to overcome budget restraints - monthly or quarterly repayments
- Terms from 1 - 6 years
- Start-up funding available
- Spread the cost of the VAT over the term of the agreement
- 100% of OpEx payments are tax deductible
- Flexible end of life terms, own, return or continue to lease
- Avoid upfront expenditure on depreciating assets
Business Loans
- No restrictions on how the money is spent - Any business purpose
- VAT Loans and Corporation Tax Loans available
- Low interest rates and flexible terms, from 3 months to 6 years
- Instant decision available
- Funds available within 48 hours
- Great way to support a large asset finance project
- Can help business expand their non-tangible areas
- Suitable for start up businesses struggling with cash flow
Vehicle Finance
- Suitable for commercial vehicles, vans, mini buses or pick-ups
- Directors vehicles and fleets finance available
- Great benefits on electric vehicles and hybrids
- Lease or Hire Purchase available
- Freedom to choose your own vehicle and your own finance package
- Service & maintenance optional into finance solution
- No restrictions, complete flexibility
- Very low rates with specialist funders
Asset Refinance
- Great way to free up capital on assets already purchased
- Funds are paid directly to your business account for immediate cash injection
- Move CapEx onto OpEx to avoid cash flow restraints
- You can still own the asset at the end of the term
- Tax benefits
- Monthly and Quarterly repayment structures available
- Utilise liquid cash tied up in tangible assets